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Ability Insurance

A dedicated group of insurance specialists, Ability has a passion for providing long term care policyholders with unrivalled quality service. They specialise in Long Term Care insurance, and have the information and experience that assures the effective fulfilment of LTC contracts.

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Anderson Insurance Underwriting Managers

With a variety of personal line insurance options, from motor cover to combined domestic cover, Anderson prides themselves on a 30 minute turnaround time on queries and underwriting feedback. Specialist underwriters in motor personal lines, they offer their business partners the ultimate service experience.

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Aquarius Underwriting Managers

With a solid reputation, complemented by their modern and innovative approach to insurance needs, AUM boasts many years of experience in the underwriting and insurance industry. Partnered with Zurich Insurance Company South Africa Limited, AUM specialises in unique solutions that are specially tailored to meet their clients unique needs. AUM is dedicated to providing quality protection, with value pricing and offers solutions that range from personal insurance to liability insurance of all types.

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Associated Marine

Africa’s largest marine insurers, Associated Marine is a member of Santam Limited and specialises in marine insurance, underwriting a wide range of marine risks to ensure clients full peace of mind. First launched as a joint venture between the marine divisions of Commercial Union and Guardian National in 1992, Associated Marine merged with Santam Marine in 2001, and became an independant division of Santam Limited in 2006.

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Auto & General

Since its inception in 1985 Auto & General has been an influential player in the short-term insurance industry. This leadership has been characterised by the introduction of a number of industry firsts, such as telephonic quoting, and advanced electronic underwriting process and more recently a Service Charter for clients.

Coverage includes the following:

  • Vehicles: Comprehensive cover, third party fire and theft, third party only, off-road comprehensive
  • Caravans: cover and loss of contents in the caravan
  • Trailer cover
  • Watercraft cover
  • Home contents
  • Portable possessions
  • Buildings
  • Value added products such as funeral cover, expo-sure, retrenchment cover, premium waiver, and a car touch up policy
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Chartis (AIG SA) was established in 1962 with the aim of offering its clients the widest range of quality short term commercial and consumer insurance products. Through network offices around Southern Africa and surrounding states, Chartis is able to provide insurance services to its customers across the continent.

Chartis’s business lines include accident and health, commercial and personal lines, risk finance and risk management.

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Specialists in building insurance, CIA focuses on cover for buildings of all types, from residential homes and apartments to commercial and industrial buildings including shops, offices, shopping centres and factories. Their extensive cover caters for all types of property ownership and occupations.

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CIB Insurance Administrators

A short term insurance administrator, CIB offers unique insurance solutions supported by streamlined technology designed to make the entire process as simple and hassle free as possible. Specialists in the SME market, their products include personal lines, as well as commercial insurance, and niche products like engineering and agriculture insurance among others.

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Discovery Insure

Driven to make South Africa’s roads safer, Discovery Insure has a range of plans with structured flexibility that allow you to tailor your car, household, building cover and more to meet your specific needs.



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True specialists in the local short-term insurance industry, Echelon private client insurance offers tailored personal asset risk solutions to meet the needs of professionals, business owners and executives.

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Execuline Motor Insurance

Providers of specialist car insurance for executive and luxury motor vehicles, as well as high value car insurance, Execuline prides itself on establishing and maintaining their broker relationships.



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Genric Automotive Insurance

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A short-term underwriting administrator with brokers throughout South Africa, Gryphon offers a range of personal and commercial insurance solutions designed to meet the needs of their clients.

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Guardrisk, an innovator in the field of delivering differentiated insurance products is a skilled insurance product and facility creator, marketer and business manager. Guardrisk is the custodian of a large diverse database of loss information that is used in product development.

Guardrisk is the custodian of insurance product information that is packaged and instantly available to our clients around the globe. Moreover, Cre8 is a centre for skill development – which recreates the learned underwriter.

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Insurance Underwriting Managers

Short term insurance underwriters with a range of specialist products including transport insurance, motorbike and watercraft insurance, and many more, IUM is an established underwriting management firm that deals with a variety of short term insurance solutions.

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Merx HCV

A specialist underwriter for heavy commercial vehicles, Merx HCV is a dedicated, professional company with many years of experience in the field. Chosen by Mutual & Federal as their underwriting partner for heavy commercial vehicles, Merx underwrites any type of conventional and unconventional heavy commercial vehicles for a range of risks, and provides great cover for transport haulers and other heavy vehicle applications.

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Mirabilis Engineering Underwriting Managers

With in-depth experience, expertise and understanding of engineering insurance, Mirabilis offers a range of options designed to suit almost any engineering insurance requirement. From cover for contractors, to machinery breakdown insurance, and all-risk plant insurance, Mirabilis offers engineering cover all across southern Africa, providing packaged solutions and flexible approaches designed to cover almost any situation.

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Providing intelligent insurance solutions for high Nett worth clients throughout South Africa has ensured that Motor Underwriting Agencies (Pty) Limited (MUA) has grown to become South Africa’s most prestigious vehicle insurance specialist.

Once MUA was successfully established, measures were implemented to establish compatible personal lines insurance to complement both its existing motor products, thus enabling the company to move away from its single product profile. This initiative has been supported by all MAU’s accredited Reinsurance partners and enthusiastically received by its expanded broker base of 1 700 brokers throughout the country.

MAU’s head office is in Steenberg Office Park, Cape Town. It is supported by branches in Johannesburg, Pretoria, Durban and Canal Walk, Cape Town.

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Mutual & Federal

Mutual & Federal, one of the leading insurance companies in southern Africa, provides insurance service to the personal, commercial and corporate markets in South Africa, Namibia, Botswana, and Zimbabwe.

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New National

For almost 35 years, New National has been putting people’s minds at ease with the kind of service that builds enduring friendships.

The company provides insurance for the real world: flexible short-term insurance products backed by the world’s leading re-insurers and tailored to your needs.

New National now boasts a staff complement of over 70 in its KwaZulu-Natal and Gauteng offices.

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Regent is a wholly owned subsidiary of Imperial Holdings, a listed company with turnover of R42.5 billion. Since inception they have produced an underwriting profit every year and their solvency margin is 80% even though the legal industry requirement is only 25%.

Their products include a care line, comprehensive motor insurance, Adcover Credit Shortfall, and domestic, car and commercial insurance.

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Renasa has an unrestricted short-term insurance license. Under this license, they write a wide range of business classes. The company is backed by a comprehensive reinsurance programme led by Munich Re, the world’s largest reinsurer. Renasa’s operations are conducted by three divisions:

the Administrator/Scheme Division writes conventional domestic and commercial lines through conventional delegations of authority granted to administrators and direct brokers and through schemes established for direct brokers the Portfolio Management Division underwrites select business through risk and reward sharing structures the UMA division underwrites single class business through dedicated UMA’s. These currently include: Construction performance guarantees, Contractors all-risks business; and Marine classes

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Santam offers commercial, corporate and personal clients a wide variety of highly specialised products and services. Their core business has been the same for more than eight decades – to take care of clients’ insurance needs. This is embedded in providing short-term insurance products and services aimed at specific market segments and their needs, as well as utilising and optimising our broker network as the main delivery channel.

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Saxum Insurance offers specially packaged underwriting solutions and innovative insurance products to insurance schemes and sizeable organisations in the commercial, corporate, mining and industrial sectors.

The company offers the following services

  • Corporate insurance
  • Niche products
  • Multinational pooling


SHA is the oldest underwriting agency in South Africa. In order to fulfil a specific localised need, the company only wrote Professional Indemnity Insurance. Over the past three decades they have broadened their base and can write many other types of cover whilst still maintaining their specialist expertise. SHA Underwriting Group offers expertise, competitive rates, broad covers and excellent settlement of claims.

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Travel Insurance Consultants

TIC provides a wide range of quality travel insurance products for holiday travellers and business travellers alike. From tsunamis and terrorist attacks to floods and earthquakes, and anything in between, TIC offers a range of travel and personal insurance against any type of risk you might face when travelling abroad, including falling ill, or being delayed. We offer 24/7 emergency assistance plans, and cover for everything from youth travel to business travel.

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Bryte, formally known as SA Eagle, is a short-term insurance company that based in Johannesburg and listed on the JSE. Founded in 1965, Bryte offers insurance products and services that respond to the needs of individual, commercial and corporate customers. It has a network of 11 sales areas and a series of service outlets across the country, and employs approximately 1 000 people. In addition, Bryte has subsidiaries locally as well as in Botswana and Zimbabwe.